Navigating your financial life in the USA can be challenging, especially when balancing cultural expectations and the responsibility of supporting family back home. When an old, forgotten debt suddenly reappears, it can add immense stress. However, you should know that you have rights. In the United States, laws exist to protect you from being sued over very old debts. This protection is called the statute of limitations, which is simply a legal time limit that creditors have to file a lawsuit to collect a debt. Once this period expires, the debt becomes "time-barred,"…continue reading →
