Ooraa Debt Relief is committed to maintaining robust privacy protections for its users. We respect and honor your concerns about maintaining strict privacy of your financial situation.
For purposes of this Agreement, “Site” refers to the Company’s website, which can be accessed at ooraa.org
The terms “we,” “us,” and “our” refer to the Company.
“You” refers to you, as a user of our Site or our Service.
INFORMATION WE COLLECT
We collect “Non-Personal Information” and “Personal Information.” depending on the product or service you have with us.
Personal information includes:
- Name, date of birth, contact information, marital status, your email address
- Amount of unsecured debt
- Income, employment, and tax information
- Bank account and debit or credit card information
- Your IP address,
HOW WE USE THE INFORMATION WE COLLECT
We may use this information in order to, but not limited to:
- To provide you with quotes, information, products or services that you request from us.
- For our everyday business purposes – such as sending communications regarding your transaction status, to process your transactions, maintain your account(s)
- To assist you in debt settlement activities
- Respond to your questions and concerns
- To provide you with email alerts, newsletters and other notices concerning our products or services, or events or news, that may be of interest to you.
- To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collections
DISCLOSURE OF PERSONAL INFORMATION
We may disclose personal information:
To your financial service provider creditors’, such as credit unions, banks, mortgage bankers, finance companies, and credit card issuers.
In connection with law enforcement, fraud prevention or other legal action; as required by law or regulation.
However, we do not disclose any non- public personal information about our clients or former clients to anyone, except as permitted by law.
HOW DO WE PROTECT YOUR INFORMATION
We implement security measures that comply with federal to protect your information from unauthorized access and use. We further protect your information from potential security breaches by implementing certain computer safeguards and technological security measures including encryption, firewalls and secure socket layer technology.
For more information, please contact Customer Care at firstname.lastname@example.org or call : 888-888-9914
DISCLOSURE OF INFORMATION TO THIRD PARTIES
We may disclose a consumer’s personal identifiable information with third parties to complete our contractual obligations with you or carry out any transaction requested by you.
OOraa Debt Relief may also share your information to provide certain clerical and information series on our site. We may also share your information with a trusted advertising agency or use it internally on Facebook, Twitter or other reputable ad services so that we can assist people in a better way with their debt challenges. If you wish to prevent the transfer of your personal information to any third party, please let us know by sending an email to email@example.com
COOKIES AND WEB BEACONS
We use technology such as cookies and Web Beacons to personalize the content of our website. Cookies are small text files that are sent to a user’s browser from our servers and are stored on the user’s hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis. Web Beacons are electronic files used to gain an understanding of how our website users navigate on a website or collection of sites, their browsing behavior, the completion of transactions, and submittal of applications.
You can choose to reject cookies and may still use our site. But, some of our areas of service will be limited.
The Site and the Services are not directed to individuals under the age of 13 without the consumer’s parent or guardian consent. If you believe we have collected such information from a person who is not of a majority age in their relevant jurisdiction please contact us at firstname.lastname@example.org. And we will take all reasonable efforts to remove the information.
We display personal testimonials and other endorsements of satisfied customers on our website. We may also post your testimonial along with your name and photograph with your consent. If you wish to update or delete your testimonial, you can contact us at email@example.com
109 E 17th Street, Suite 80
Cheyenne, WY, 82001
Toll free: 888-888-9914
Fax No. : 866-777-7417
Please do include your name, client identification number, current address, and phone number in all your correspondence with the Company.
Please note that all calls to the company may be recorded or monitored for quality assurance and training purposes.
Ooora Debt Relief helps its customers to understand the different choices they have to get rid of unsecured debt. Based on the conservative estimates clients that enroll in our Debt Management Plan and make all their payments on time generally experience a 50% reduction of their enrolled balance before our fees and about 30% reduction after payment of fees over12-48 months. Individual results may vary and are dependent on factors such as the total amount of debt, creditors’ cooperation, ability to save and successful completion of the program. Ooraa Debt Relief does not guarantee percentage reductions or the specific period in which the consumers’ debt will be resolved. We do not charge any upfront fees until a settlement that you have approved has been negotiated and at least one payment has been paid towards it. We do not provide tax, bankruptcy, legal or investment advice. Depending on your state we may be able to suggest a local tax professional or a bankruptcy attorney. Our program is not available in all the states and fees may also vary from state to state. Please consult a tax professional to consider the tax consequences of debt settlement.
The simulated savings calculator on our website is for illustration purposes only and may not always be accurate since they vary by each client’s unique situation. You should get a specific estimate from our company office for an accurate assessment before you decide to enroll in our program.
Please read and understand the contract terms and how the use of these services can adversely impact your credit before commitment.