How Can a Credit Counseling Service Help
Financial stability can be tough to maintain, especially if you're neck-deep in debts or cannot prepare appropriate budgets to make correct financial decisions. This is where a credit counselling agency can help you. Credit counselling services are designed to help people avoid bankruptcy and live freely beyond paying checks and bills. Here's how a credit counselling agency can help you.
Curating a debt management plan to fit your financial position - A credit counsellor will help you come up with appropriate debt management plans which would facilitate easy paying off your debt at a lower interest rate so that it doesn't strain your wallet much.
Forming a general budget for you to follow - A credit counsellor will examine your overall financial status and position (such as incomes, expenses, debts, financial goals, etc.) and come up with an ideal budget for you to follow to maintain a healthy financial life.
Bankruptcy counselling - A credit counsellor will analyse your current status and suggest different methods to help you avoid bankruptcy at all costs.
Loan counselling - A credit counsellor will discuss all aspects of a loan including the type of loan you require, the amount which would be suitable for your financial means, the repayment terms and procedures, and so on.
Are you in need of credit counselling services as well to help you lead a healthier financial life? You can call us right away at Ooraa. Our professional and highly qualified credit counsellors will help you better manage your finances. They are highly experienced in offering expert credit counselling services that are guaranteed to pull you out of your financial potholes and help you secure a better future in terms of your finances.
Please note that all calls to the company may be recorded or monitored for quality assurance and training purposes.
Ooora Debt Relief helps its customers to understand the different choices they have to get rid of unsecured debt. Based on the conservative estimates clients that enroll in our Debt Management Plan and make all their payments on time generally experience a 50% reduction of their enrolled balance before our fees and about 30% reduction after payment of fees over12-48 months. Individual results may vary and are dependent on factors such as the total amount of debt, creditors’ cooperation, ability to save and successful completion of the program. Ooraa Debt Relief does not guarantee percentage reductions or the specific period in which the consumers’ debt will be resolved. We do not charge any upfront fees until a settlement that you have approved has been negotiated and at least one payment has been paid towards it. We do not provide tax, bankruptcy, legal or investment advice. Depending on your state we may be able to suggest a local tax professional or a bankruptcy attorney. Our program is not available in all the states and fees may also vary from state to state. Please consult a tax professional to consider the tax consequences of debt settlement.
The simulated savings calculator on our website is for illustration purposes only and may not always be accurate since they vary by each client’s unique situation. You should get a specific estimate from our company office for an accurate assessment before you decide to enroll in our program.
Please read and understand the contract terms and how the use of these services can adversely impact your credit before commitment.